Why do we go into credit card debt and the 3 ways to stop it

These are my thoughts and experiences on credit cards. How to get out, why we use them and more. Getting out is simple in theory but hard in execution. This is because of how easy it to use money that is not ours. We live in the now and pay in the future, but in reality we pay now and pay later. Don’t get trapped in keeping up with the Jone’s. Call the bank and let them know you don’t want anymore transactions on your card and start paying them off.

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