Budget Calculations Budget Calculations Your Monthly Expenses Monthly Bills and Debt Payments 1. What is your average water/sewer bill? $ Water/Sewer Trash/Recycling and Natural Gas/ Propane combined 2. What is your average Electricity Bill? $ 3. What is your trash/recycling bill? $ 4. What is your average natural gas/propane bill? $ 5. What are your monthly food and grocery expenses? $ This includes meal plan, groceries, eating out and snacks 6. How much do you spend on gasoline per month? $ 7. Phone Bill? $ 8. Auto Insurance bill per month $ 9. Any other monthly bill? $ Your Debts 10. Monthly Car Payment? $ Minimum Monthly Credit Card Payments $ Student Loan Payments $ Other Minimum Monthly Payments $ Other Minimum Monthly Payments $ Monthly Minimum Expenses $ Assets and Liabilities Total Debt Owed $ What is the total of all the debt accounts you owe on? Total on Credit Cards, Automobiles, Student Loans ... 13. What is your average monthly income? $ Cash Available $ savings and checking accounts 16. Do you have any other savings or investments? $ Total $ Emergency Fund Emergency Fund $ This is for unexpected expenses 2 Month Fund $ Home Goals Home Price You Want * $ Percent Down % Down Payment $ Move in Goal (Years) * # Estimated Closing Cost $ Calculations Estimated Total For Everything $ Minimum Towards Paying Off or Saving $ Months Until Debt is Payed Off Months Until Ready to Home Search Total $ Left Over $ All the money left over after your monthly minimums. Use this to calculate your housing and other expenses located below. Percent Left % $ Left Over $ Rent Personal Misc Fund Entertainment Anything Else If you are human, leave this field blank. Results Δ